Accounts

Share/Savings

Become a member and open your share account today with a minimum opening deposit of only $25.00.

Whether you just need to place a stash of cash short term or you’re looking for long-term investment vehicles, your Credit Union has what you need. With as little as $60.00 you start earning dividends on your savings account.

IRA

Start planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio. A Traditional IRA offers tax-deferred earnings and the possibility of tax deductible contributions. A Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals. An Education IRA enables parents and others to deposit $500 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements.

For more information concerning the types of IRA investments we offer, stop by or give us a call.
601-355-6363
1-800-698-7570

Share Certificates

Share Certificates from your Credit Union are an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain high rates of return. You can open your share certificate for as little as $500.00 for terms of 6 months to 5 years. All share certificates pay dividends on the last day of every month, giving you more earning power. Check out our rate schedule for current rates and specials on your credit union Share Certificates.

Share Draft/Checking

A share draft/checking account from your credit union offers you the savings and convenience you want to manage your personal day-to-day finances. Earn dividends on your share draft with a minimum average daily balance of $300.00. Have overdraft protection from your share/savings or Line of Credit and unlimited check writing for no monthly fee.

Christmas Club Account

Make Christmas shopping easier this year by saving in advance. You can start a Christmas Club at your credit union with a minimum opening deposit of $25.00 and start earning dividends when you reach $60.00. You can make deposits to this account in person, by mail, or have it payroll deducted each pay period. Funds on the Christmas Club account are disbursed early in November. Don't delay... open your account today.

Young Adult Account

For our young adults new benefits are now a part of your Credit Union Membership.

  1. Share Draft Account (checking) with no fees. Earn interest on average daily balance of $300.00. Checks are furnished free.
  2. ATM Card/VISA Debit Card*
  3. VISA Card* - with $300.00 credit limit
  4. For our college students we offer two (2) scholarships per year:
    $1,000.00 for a college student attending a 4-year college or university.
    $500.00 for a college student attending a 2-year community college.
Scholarship Application

*The age of majority in Mississippi is 21 years of age. Parental or guardian signature would be required.

Credit Life

For a low monthly fee added to your loan, credit life insurance pays the insured balance of your loan, up to the policy maximum, in the event of your death. This ensures your family will not be left with your loan debt. Ask your loan officer for details on your next visit.

Credit Disability In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details ask a credit union representative.